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Phone Number — Use this number to speak to a representative for Disability questions: Your benefits will continue through the last day of that month , e. What if my doctor had written a prescription and checked that it was okay to substitute for a generic but I want the brand name, would there be an additional cost? What are my options for receiving my retirement benefit? For example, if you were to die before age 55, your surviving spouse or same sex domestic partner would be eligible to receive a benefit as early as the first of the month following the date you would have been age 55, or anytime thereafter. To find an IBC in-network provider, visit http: The costs provided in the tool are estimated averages and are not provider specific.

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In addition to contacting the Benefits Office, you must also notify your supervisor. The amount of advance notice you give should be at least the same as the amount of your annual vacation time. Some departments may require more notice depending on their workload and staffing needs. Your pension will start the first of the month after your last day at UPHS. For example, if your last day is July 15, your pension will be effective on August 1.

Your benefits will continue through the last day of that month , e. You will be paid for any unused accrued personal and vacation time. This is handled by Payroll and is usually paid out separately from your last paycheck.

Payout for sick time varies, depending on your entity. Contact the Retirement Department for more information. Our Defined Benefit Pension is paid as a lifetime monthly benefit. If you are single when you retire, the normal form of benefit is a single life annuity. If you were a participant in the UPHS Defined Benefit Pension Plan when you left and have questions about your pension benefit, contact a retirement specialist.

Retirement plan benefits may be considered a marital asset. This is something that your attorney would discuss with you. Or, your attorney can use your most recent Total Compensation Statement pension estimate and refer to line 7, the estimated accrued monthly benefit.

Anytime between 55 and 65 you may begin collecting your pension if you are no longer employed by UPHS or the University. Refer to the pension section of your recent Total Compensation Statement. You can use line 7, the estimated accrued monthly benefit, as a starting point.

This figure is an estimate of what your monthly pension would be at age 65, had you left UPHS employment at the end of a particular calendar year e. If you retire earlier than age 65, your monthly benefit is reduced to reflect the longer period over which payments are expected to be made. The following table shows the reduction schedule based on your age when benefits begin: If you are this age when benefits begin: You will receive this percentage of your age 65 pension benefit: Yes, under certain circumstances.

First, you want to make sure that your retirement is bona fide. Otherwise, if you decide to work part-time at a later date at least six months following your retirement date , you may continue to collect your pension.

However, your pension payments may be suspended if you work too much — generally, more than 1, hours in a year. If you are legally married at the time of your death or have a certificate of domestic partnership on file at the UPHS Benefits Office , your surviving spouse or same sex domestic partner is eligible for a monthly death benefit. Your spouse or same sex domestic partner can begin receiving this monthly death benefit at any time after the later of: For example, if you were to die before age 55, your surviving spouse or same sex domestic partner would be eligible to receive a benefit as early as the first of the month following the date you would have been age 55, or anytime thereafter.

Your spouse or same sex domestic partner would need to contact the Benefits Office in order to begin receiving this benefit. A pre-retirement death benefit is only payable to a spouse or certified same sex domestic partner domestic partnership affidavit must be on file at the UPHS Benefits Office.

The minimum age for retirement under our plan is age 55 with at least 5 years of pension vesting service. No, your pension is a fixed monthly amount payable for your lifetime.

Cost of living adjustments are extremely rare in the private sector. Government pension plans sometimes include cost of living adjustments, but they often require employees to make contributions to the plan.

You will need to complete and submit the asset transfer form for your plan provider. Both websites have information on investment strategies and fund performance; links to set up an appointment with a representative; and enrollment and rollover forms. Yes, within the IRS rules for rollovers.

Follow the procedure for your plan provider: To restart contributions with Vanguard, log in to your account at Vanguard. Hardship withdrawals are governed by very specific IRS regulations. If you want to suspend your contribution, you have to follow the process to stop contributions. Loans are available under our plan. Please note that loans are governed by IRS regulations. You can start, stop or change your contribution at any time within the limits of our payroll system processing deadlines.

Since you're paid 26 times per year, in theory you could change your contribution percentage 26 times. To find a discounted fitness center near you, go to https: You can visit our My Health Page for information on smoking cessation. There you will find programs that are offered through your insurance, through UPHS, as well as programs offered in the community.

UPHS offers many different benefits for family planning and work life balance. Penn Behavioral Health offers assistance services that are designed to help employees and their family members work through any and all personal problems.

What if I did not receive my Delta Dental card? What if I did not receive my Penn Dental Plan card? If you enroll in the Penn Dental Plan, there are three locations you can go to: What if I want to change carriers, but my child is currently going through Orthodontia treatment? What if I want to change dental plans now, can I do it? You can call to order a card. What if I leave employment, what happens to my FSA?

What if I want to find out my balance? What if I want to obtain a claim form? What if I lose or never received my medical plan ID Card s? What if I receive a bill? What if I use my medical card for my prescriptions? No, you will not need to select a primary care physician and referrals are not needed. What if I am having major services performed, such as, surgery or major dental services, what should I do beforehand?

What if I did not receive my prescription card, how do I order another one? What if I take a maintenance prescription drug and get my prescriptions filled every 30 days, do I need to switch to a day prescription? What if my doctor had written a prescription and checked that it was okay to substitute for a generic but I want the brand name, would there be an additional cost?

What if I have VBA and go to the doctors without a voucher? What if I purchase frames in the plan year, can I also purchase contacts? Defined Benefit Pension Plan. What do I have to do to retire and begin collecting my pension? What are my options for receiving my retirement benefit? How will this affect my vesting? What if I die before receiving my benefit? Through the ChooseHealthy website, you can save on a variety of health and wellness products like:.

Vital Health Network Through Vital Health Network, you can save on online consultations and alternative remedies provided by naturopathic or integrated medicine physicians for a variety of conditions such as joint pain, allergies, headaches and more. Trademarks included in this material are the intellectual property of their respective owners.

Use federal3 as the username and password if you are not yet an Aetna member but would like to view the available discounts.

Please note, you cannot take advantage of the discounts offered until you become an Aetna member. If you belong to a gym now, or belonged recently, call GlobalFit to see if a discount applies. ChooseHealthy is a federally registered trademark of ASH and used with permission herein.

Plus the cost of shipping if applicable. Offer applies to initial enrollment fee only and is valid only at participating Centers and through Jenny Craig At Home. Each offer is a separate offer and can be used only once per Member. To receive the discounted rate, they must wait until their plan ends. Discount offers are neither offered nor guaranteed under our contract with the FEHB Program, but are made available to all enrollees and their families who become members under an Aetna Health Insurance Plan.

Discount offers provide access to discounted services and are part of an insured plan or policy. Discount offers are rate-access offers and may be in addition to any plan benefits. Check any insurance benefits you have before using these discount offers, as those benefits may result in lower costs to you than using these discounts. The member is responsible for the full cost of the discounted services. Aetna may receive a percentage of the fee you pay to the discount vendor.

Information is believed to be accurate as of the production date; however, it is subject to change.

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